California Home Loans · NEXA Lending

Your California home loan, guided by 20+ years of experience.

Helping individuals and families achieve their homeownership goals through expert guidance, transparent communication, and tailored mortgage solutions.

  • Licensed in California
  • Purchase, refinance & more
  • Relationship-first approach
Loan Programs

Mortgage options for every goal

Whether you're buying your first home, tapping into equity, or growing a rental portfolio, Rolando will help you compare options that fit your situation.

Home Purchase

Buying your first home or your next one? Get pre-approved and shop with confidence.

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Refinance & Cash-Out

Explore lowering your payment, changing your term, or using your home's equity for your goals.

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FHA Loans

Government-insured financing with flexible guidelines and low down payment options.

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VA Loans

Home loan benefits for eligible veterans, active-duty service members, and qualifying spouses.

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Conventional Loans

Flexible fixed and adjustable-rate financing for primary homes, second homes, and investment properties.

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Jumbo Loans

Financing for higher-priced California homes above conforming loan limits.

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DSCR & Non-QM

Alternative documentation options for real estate investors and self-employed borrowers.

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HELOC

A home equity line of credit can let you access equity while keeping your first mortgage in place.

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Reverse Mortgage

For homeowners 62 and older, explore converting home equity into funds for retirement needs.

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Program availability, eligibility, and terms vary and are subject to credit approval and underwriting guidelines.

How It Works

Three simple steps to your new loan

Clear communication from first conversation to closing day.

1

Quick quote

Share a few details about your goals in the free quote form or give Rolando a call. He'll walk you through options that fit.

2

Apply securely online

When you're ready, complete your application through NEXA Lending's secure online portal, on your schedule.

3

Close with confidence

Rolando keeps you updated at every milestone, from processing and underwriting to the closing table.

Rolando Zuniga, Mortgage Loan Officer at NEXA Lending
Meet Your Loan Officer

Rolando Zuniga

With more than 20 years of mortgage experience, Rolando is dedicated to helping individuals and families achieve their homeownership goals through expert guidance, transparent communication, and tailored mortgage solutions.

His relationship-first approach means you'll always know where your loan stands, and you'll have a trusted resource long after closing. Rolando serves borrowers throughout California as a Mortgage Loan Officer with NEXA Lending.

20+Years of mortgage experience
CAServing all of California
1830439Individual NMLS #
Free Mortgage Quote

Let's talk about your goals

Tell Rolando a little about what you're looking for. He'll personally follow up to review your options. No obligation.

Request your free quote

Takes about a minute. No obligation.

Ready to get started? Apply securely online →

Ready to take the next step?

Start your application online or call Rolando to talk through your options.